ŠKODA

Financing at White Dove

 ŠKODA Finance - Practical? Yes. Dull? Never.

Simple, convenient and flexible - three words at the heart of our financial services. We all know that times are hard, so ŠKODA Finance specialises in providing finance options for ŠKODA drivers, regardless of whether you’re a private or a business user. 
 
Buying a car is a big decision, but if there’s one thing we’re sure of, it’s that choosing quality shouldn't leave you overstretched. From helpful ways to spread your payments, to insurance offers and servicing plans, we offer a range of flexible finance options that offer just as much value as our cars.
 

Motor Credit Check

Personal finance: Driving for pleasure

Option 1: Solutions (PCP)

Solutions is a flexible personal contract plan (PCP), designed around both you and your budget. Solutions works to your preferred repayments over your agreed term anything from eighteen months to three and a half years.
 
Whether you want to drive the latest model or change your car to suit your circumstances, ŠKODA Finance can help. Solutions puts you in the driving seat. You can pay a smaller deposit (as little as one repayment) and defer a proportion of the cars value until the end of the agreement helping you lower your repayments when compared to hire purchase.
 
Designed around both you and your budget, solutions works to your preferred repayments over your agreed term, anything from eighteen months to three and half years.
 

How does solutions work?

Step 1 - Agree a repayment period and estimate your annual mileage
Step 2 - Set a deferred amount to the end of the agreement (the optional final payment) to make your repayments lower
Step 3 - Pay a deposit made up of part exchange or cash – as little as one repayment (in advance)
Step 4 - At the end of your repayment term you have three choices:
 
  • Pay off the optional final payment so you own the car
  • Return the car to us and pay nothing more (subject to terms and conditions)
  • Part-exchange the car for a brand new ŠKODA on a new solutions contract

How you benefit

  • You could regularly upgrade to a higher specification ŠKODA
  • You could regularly change your car to suit your changing needs
  • You could reduce your repayments
  • You can choose to pay a smaller deposit  

Option 2: Hire purchase

Hire purchase from ŠKODA Finance keeps life and budgeting simple. With just a 10% deposit, we’ll organise your fixed repayments on an individually tailored plan, spread equally over anything from twelve months to five years.
 

At ŠKODA, we’re always trying to make your life that little bit easier for you, and our hire purchase can do just that. Simply pay a 10% deposit, spread your monthly payments over 1 to 5 years and once they’re completed, your ŠKODA is all yours.

How does hire purchase work?

  • Choose the ŠKODA and the repayment period that’s right for you
  • Agree a repayment amount to suit your budget
  • Pay an initial deposit to start your agreement
  • The balance is divided equally over the term and after the final repayment you own your ŠKODA*

How you benefit

  • You’ll own your ŠKODA and keep within your preferred budget
  • You can choose your own repayment period – up to five years

Please Note
* Subject to payment of the option to purchase fee. An offer of finance depends on certain conditions. Subject to status. Indemnities may be required. Available to people over 18 in the UK only. ŠKODA Finance. 

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