FINANCING AT WHITE DOVE ŠKODA

Finding that perfect car, test driving all the options and choosing the one that’s right for you is always exciting. Less so, however, is choosing how to pay for it, and that’s why we here at White Dove, we have created a service designed to make this part of the process as simple and smooth as possible while providing matchless value. We offer a range of finance solutions to ensure you get the vehicle you really want, at a price that suits your budget.

We have assembled a host of options that aim to give you a wide variety of choice when it comes to financing your next car, meaning no matter your circumstance or situation, there’s something here to suit your needs. Our team of financing specialists are on hand at all times to discuss your needs, talk you through each plan and offer help and advice on finding the option that’s right for you. We are friendly approachable and more than happy to answer any questions you may have; so when you come to us at White Dove, rest assured you’re in the safest of hands.

Option 1: Solutions (PCP)

If you’re in search for a Brand New vehicle, but want to keep your monthly payments low – a Solutions Personal Contract Plan may be perfect for you. You are able to choose between an 18 to 48 month agreement and at the end, you can either return the vehicle, part-exchange it for a New one or a pay a one-off final payment. You're able to get a brand new ŠKODA in Solutions PCP!

How does solutions work?

Step 1 - Agree a repayment period and estimate your annual mileage

Step 2 - Set a deferred amount to the end of the agreement (the optional final payment) to make your repayments lower

Step 3 - Pay a deposit made up of part exchange or cash – as little as one repayment (in advance)

Step 4 - At the end of your repayment term you have three choices:

  • Pay off the optional final payment so you then own the vehicle
  • Return the vehicle to White Dove ŠKODA, and pay nothing more (subject to Terms and Conditions agreement at the start of your agreement).
  • Part-exchange the vehicle for a Brand New ŠKODA on a New Solutions Personal Contract Plan.

How you benefit

  • You could regularly upgrade to a higher ŠKODA
  • You can change your vehicle to suit your changing needs
  • You could reduce your repayments
  • You can choose to pay a smaller deposit

Option 2: Hire Purchase (HP)

A simple way to pay for your ŠKODA. Hire Purchase means you make an initial payment followed by fixed repayments over a period ranging from 1 to 5 years. At the end of the term, you then own your Suzuki. One of the benefits of Hire Purchase is that you can spread the cost of your New or Used ŠKODA over a period and term that suits you.

How does hire purchase work?

  • Choose a ŠKODAand the repayment period that’s right for you
  • Agree a repayment plan that suits your budget
  • Pay an initial deposit to start your agreement
  • The balance is divided equally over the term and after the final repayment, you own your ŠKODA*

How you benefit

  • You’ll own your ŠKODA and keep within your ideal budget
  • You can choose your own repayment period – up to 5 years

Please Note
* Subject to payment of the option to purchase fee. An offer of finance depends on certain conditions. Subject to Status. Indemnities may be required. Available to 18+ in the UK only. ŠKODA Finance.

Option 3: ŠKODA Contract Hire (SCH)

SCH is a fixed cost rental agreement with no option to purchase the vehicle at the end of the agreement. Pay an initial rental in advance, followed by fixed monthly rentals to suit your budget, then simply return the car at the end of the agreement.

Benefits & considerations

  • Hassle-free motoring – road tax is included and no disposal worries.
  • Flexible initial rentals from 1-12 months advanced payment.
  • Fixed monthly payments.
  • Terminate the contract early by paying 50% of the remaining rental cost.
  • No ownership option at the end of the agreement.
  • Optional maintenance packages to ensure the car stays in good condition.
  • Excess mileage charges apply if you exceed your agreed mileage.
  • Vehicle condition must be in line with BVRLA guidelines to avoid charges on return.