Do You Offer Leasing (PCH)?

Added: 01 January 2017

What is personal car leasing?

Car leasing is becoming more and more popular as people have become used to paying for things on a month by month basis such as gym memberships, insurance and phone bills. People are now changing their cars more often than before and leasing is a great way to get a new car every year or few years. Leasing is a rental agreement offering you the exclusive use of a car for a fixed period of time and a fixed monthly price, you can include your maintenance costs such as servicing and tyres in the monthly price which makes budgeting super easy.

By leasing a car you can forget about depreciation or selling the car as this is the responsible of the lease company, you just hand the car back, pay any fees if applicable and are free to start another lease in any car of your choosing from any manufacturer, sometimes you are able to buy the car if you wish.

At the beginning of a leasing contract, you pay an initial rental, this can be 3 months payment, 6 months payment or 9 months payment upfront. You then make fixed monthly payments for the duration of the agreed contract term usually two, three or four years, at the end you hand the car back without any further attachment to the car.

Do personal contract hire agreements (PCH) include VAT?

All personal lease quotes we give you include VAT, if you are a business user taking a business contract hire agreement (BCH) you would add the VAT on top of the initial and monthly prices.

What are the benefits of personal contract hire / leasing?

Imagine having a brand spanking new car every few years, imagine having tax each year included in your monthly price, imagine having a full maintenance option included in your monthly price such as servicing and tyres, imagine not having to sell your car at the end, imagine changing into any car and always getting the latest model, you can do all this with leasing.

Does my credit score matter when applying for a car on a lease?

Before looking for lease offers, check your credit score, you may be able to get a better deal if you have demonstrated your ability to use your money wisely. If you have a bad credit score, you are more likely to get approved for a lease than you would on a PCP or HP agreement.

Can I use a deposit contribution when leasing a car?

No, deposit contributions are offered by the manufacturer when you take out a PCP or HP agreement through them.

Can I get any car on a lease?

Yes, you can choose from a range of manufacturers and models.

Decided you are interested in leasing a car?

Great, contact our friendly team and we will be happy to answer all your leasing questions.

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